At Shams Financial Group, I sincerely believe that most people want to do what's right: right for themselves, right for their families, and right for their communities. In fact, that's one of the reasons I created this firm back in 2005. After 5 years working for someone else, I wanted the opportunity to control my own destiny, and to do what I thought was in the best interest of my clients.You can take comfort in the fact that I have been a part of this community for 15 years, and therefore have a vested interest in seeing my friends and neighbors succeed. In fact, I probably have many of the same hopes and aspirations as you, and will be happy to share all the resources and information our firm has to offer.Depending on your needs, I can introduce you to some proven, dependable ways to help protect your family's lifestyle and future; or prepare for major financial events such as paying for college, saving for retirement, or caring for an aging relative. If you're wondering about my qualifications, you may find it reassuring to know that I have over 20 years of experience in the insurance and financial services industry.Of course, my background isn't really the one that matters. I've found that getting to know my clients – their hopes, dreams and goals for the future – is far more important. So if you're looking for someone who's ready to put their expertise and experience to work for you, please let me know.Shams Merchant is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Florida, Georgia and Texas. No insurance business may be conducted outside the specific states referenced.Shams Merchant is a lifetime member of the Million Dollar Roundtable (MDRT). The MDRT, The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.Shams Financial is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC a licensed Insurance Agency and a New York Life Company. In this regard, this communication is strictly intended for individuals residing in the state of Florida. No offers may be made or accepted from any resident outside the specific states referenced.Shams Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.